INDIAN OVERSEAS BANK PUNJAB IFSC CODE Quick Search

IFSC Code

MICR Code

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What is INDIAN OVERSEAS BANK PUNJAB ifsc code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

INDIAN OVERSEAS BANK PUNJAB ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

INDIAN OVERSEAS BANK PUNJAB ifsc code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

INDIAN OVERSEAS BANK PUNJAB ifsc code : IOBA0000006 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : IOBA for Bank : INDIAN OVERSEAS BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 000006 for Bank Branch AMRITSAR

Anatomy of a Cheque

INDIAN OVERSEAS BANK PUNJAB ifsc code -cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for indian overseas bank punjab

MICR code for indian overseas bank punjab represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for indian overseas bank punjab on Cheque:

MICR Code for indian overseas bank punjab can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for indian overseas bank punjab :

MICR Code for indian overseas bank punjab is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for INDIAN OVERSEAS BANK : 143020002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 143 for City : AMRITSAR

Middle 3 digits reprents Bank Code: 020 for Bank : INDIAN OVERSEAS BANK

Last 3 digits represents Branch Code : 000 for Bank Branch AMRITSAR

INDIAN OVERSEAS BANK All City IFSC Code List for State PUNJAB

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indian overseas bank katni kalan ifsc code indian overseas bank jalandhar ifsc code indian overseas bank gajjarwal ifsc code
indian overseas bank baddowal ifsc code indian overseas bank mansa ifsc code indian overseas bank barnala ifsc code
indian overseas bank ambala jattan ifsc code indian overseas bank phagwara ifsc code indian overseas bank bhatinda ifsc code
indian overseas bank sas nagar(mohali) ifsc code indian overseas bank jagraon ifsc code indian overseas bank threeke ifsc code
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indian overseas bank bathinda ifsc code indian overseas bank kotfatuhi ifsc code indian overseas bank malout ifsc code
indian overseas bank bagha purana ifsc code

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